A good description and critique of annuities and the lack of a market for them in NZ.
Figures are now a little out of date, but great to hear of the positive start to P2P lending in NZ. It’s also reassuring to hear the rate of rejections.
In his first column as a contributor at Forbes Wade Phau explains Lifecycle Finance.
People seek to smooth spending over their lifetimes in order to obtain the greatest satisfaction from their limited resources, and the problem to be solved is how high this standard of living can be.
I plan on covering implementing this approach in the future.
This article from MarketWatch.com deals with an important topic that I want to go into in some detail later on. I think each of the three methods listed deserve their own post in the future. I haven’t decided which method I favor for the DIY Investor, so stay tuned for more analysis and research on current thinking about asset allocation in retirement.